In a large bowl, whisk together the milk, pudding mix and thawed whipped topping until well combined and smooth.
2 Stir in the chopped Snickers candy bars and chopped apples until they are evenly distributed throughout the mixture.
3 Cover the bowl and refrigerate the salad for at least 2 hours to allow the flavors to meld.
4 When ready to serve, drizzle caramel sauce over the salad or over individual servings according to preference.